We have 5 beautiful grand kids that keep us quite busy!

After graduation, I began business studies at IUSB and worked part time with Frank Miko at his body shop in River Park and learned much about the auto damage appraisal process. Still needing money for school, I began to also write estimates for a number of other local body shops just to fill in my resources and provide for my brand new family. Before too long I was getting calls from shops to write estimates for massive impacts which would have taken their staff too long, especially during their busy times. This led to me being so busy, I quit school in my junior year and enjoyed a good living. However, Frank's Body shop burned down prompting him to move to an insurance appraisal company near Grand Rapids, MI for work. Soon after, he called me to join the company he worked for, as a contractor, as that company tried to secure a new large account with INA/ Horace Mann Ins of America. This required me to become a 'business' on paper and I filed as 'Auto Claims Service' and moved wife & baby to Fruitport, MI. We did secure the account and all went well (except for the winters!) for 4 years until Michigan instituted 'No Fault Insurance' and made independent appraisers obsolete. Not ever wanting to subject myself to the frigid winters where many times I would have to warm the pen in my hands just to thaw the ink long enough to write a couple lines, I decided to move my now larger family to Texas and continue my business there in the Houston area. God was with us as the business thrived to the point I had to continually add appraisers to accommodate my clients and it continued until Covid hit and, as a result, all my companies yielded to (the hoax) and dispelled their appraisal force and began relying on photos and guesswork to settle claims. So... after 46 years in business, I retired and became the 'old guy' in the neighborhood where anyone in the community could get help or advice regarding their cars as I watched insurance rates skyrocket. So, after a wonderful and fruitful life, I am satisfied and happy with my wonderful wife and family, and all the great memories of people I have known and loved as human beings back then and now.

(let me check out the statutes of limitation before I add anything here) LOL

Greene Twp; 1st grade to 9th (our school was closed against the whole community's wishes/ I was assigned to Jackson HS as a sophmore.)

Frank Miko

Kenny, my brother who passed away at age 56; my sister Marcia who still lives in and maintains the house our mom & dad built beginning in 1948 and (almost) completed in 1999 by my dad at 90 yrs old; and a half sister who lives in Aix en Provence, France.